Health insurance is going to be compulasory for us. If you want to enjoy the medical insurance in 2014, then you ought to have the individual health insurance plans by that time. Almost everyone is going to be affected by this including individuals, employees and employers.
Indiviudal Healthcare Plans
Medical insurance is mandatory even for individual persons.
If he or she does not have access to affordable employer coverage then other alternatives are to be explored. Government has established health exchanges that can help you in getting the required coverage. With rare exceptions, one has to pay premium on the health insurance costs when we buy it through the exchanges.
What if you are employer?
Business owners can purchase health insurance through either individual health exchange or special exchange SHOP especially for small business owners. In case of big employers, it will be employers responsibility to take care of the employee's insurance coverage plans. Because if their employees receive tax credits for their health insurance through the exchange , then that employer will be assessed some penalties. The employers having smalll number of employees won't need to pay the penalties due to the exemption.
Health Insurance Companies/Insurance Carriers
Significant regulations will be imposed on almost all health plans. One rule is that the companies cannot deny health coverage for any person for any reason. Current health status will not be used as a loophole to reject insurance or charge higher premiums.
People over 65
Every person of 65 & above can get coverage under expanded Medicaid. Provided they are at 135% of the poverty level decided by the government.
How to get your coverage
From 2014 it is going to be mandatory as stated above. You will be going to pay the penalty of $95 or 1% of the income. The higher one will be applicable. Why postpone it to a later date? Anyhow you have to do it. So why not today?
It is very clear that on emust get health insuranc coverage. Why fight or postpone it when you are not going to win?
The proper place to get Health Coverage
People find it very difficult to chose apprpriate & affordable insurance coverage when they are doing it on their own. You would get information from each company and then compare it yourself. It is very very difficult & time consuming task, and even after taht it's doubtful what you will chose for yourself. A survey showed that 57% of the people found it impossible to chose right coverage
For everybody, this website shall help everyone. Simply enter your zip code & you get choices of insurance plans instantly. This site is very beneficial for individuals, employers and even for students & senior citizens. Best of all, the cost of the insurance is the same as if you went it alone. The reason is that insurance cost is regulated by the government. It matters not where you buy it.
There is no need to worry about this at all. Simply go to www.QQBenefits.com and get it done, Today.